Following a long running investigation by the Competition Commission and Financial Services Authority (FSA), it was deemed that the vast majority of Single Premium PPI policies had been incorrectly sold to the public. You could be entitled to claim back the cost of any PPI that you have paid for plus compensation.

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If you have taken out a Loan or Credit Card you may also have also taken out a standalone PPI (Payment Protection Insurance policy). The cost of the PPI policy would have been added to your loan, increasing the amount of debt, and you will have paid interest charges on top of this. You should have been given the opportunity to shop around for insurance and could have purchased a better value for money, more suitable, monthly premium policy for income protection elsewhere. Many people were sold these policies when they didn't need them and weren't given full detailed information about the features of the insurance including the full cost and significant exclusions and limitations. In May 2009 the FSA (Financial Services Authority) outlawed these policies and the good news for you is that if you have taken out one of these policies you could be entitled to £1000s in compensation.

We have already helped thousands of people claim back the cost of the insurance including any interest that they paid, and additional compensation on top.